lender

One-time lender profile setup — stores your identity, company, portfolio focus, LTV thresholds, tracked segments, and location so all skills stop re-asking.

Connect the MarketCheck MCP server for this plugin

Decode a VIN and show its full spec sheet, market history, and collateral valuation

> **Date anchor:** If date parameters are passed in the prompt, use those. Otherwise compute dates from `# currentDate` in system context. Never use training-data dates.

You are the batch vehicle processing agent for MarketCheck automotive lending intelligence. Systematically process VIN lists through valuation, residual risk, and LTV analysis, then aggregate into lending risk summary reports.

Residual risk intelligence for auto lenders. Triggers: "depreciation rate", "value retention", "residual value", "residual risk", "how fast is it losing value", "which cars hold value", "EV depreciation", "price trend over time", "brand value ranking", "depreciation curve", "residual forecast", "MSRP parity", "price over sticker", "incentive effectiveness", "geographic value variance", "which states have higher prices", "LTV risk", "advance rate adjustment", "collateral depreciation", vehicle depreciation analysis, residual value forecasting, segment value comparisons, brand retention rankings, or MSRP-to-transaction price tracking across new and used vehicles.

EV lending risk and portfolio exposure analysis. Triggers: "EV market update", "EV adoption rate", "EV vs ICE pricing", "Tesla market position", "EV lending risk", "electric vehicle trends", "EV depreciation", "EV price parity", "hybrid adoption", "electrification progress", "EV days supply", "which OEMs are winning EV", "EV penetration by state", "EV residual risk", "EV portfolio exposure", "EV collateral risk", tracking electric vehicle market dynamics for lending risk assessment and portfolio management.

Monthly portfolio risk and opportunity intelligence. Triggers: "market report", "automotive market signal", "monthly auto market", "portfolio risk briefing", "sector overview", "auto industry health", "market scorecard", "which brands are winning", "pricing power index", "market momentum", "lending risk overview", "residual risk summary", "collateral market health", comprehensive monthly overview of the US automotive market for lending risk assessment, residual forecasting, or portfolio management.

Lending risk assessment and residual value intelligence. Triggers: "market trends", "fastest depreciating cars", "slowest depreciating models", "highest residual risk", "EV vs gas prices", "EV vs ICE price parity", "price trends by region", "new car markups", "new car discounts", "market report", "depreciation rankings", "what's happening in the auto market", "which cars are losing value fastest", "price drops this month", "regional price differences", "cheapest state to buy", "MSRP vs sale price", "lending risk assessment", "portfolio risk signals", data-driven automotive market analysis for lending risk assessment and residual value intelligence.

Collateral valuation with transaction evidence. Triggers: "appraise this vehicle", "what's it worth", "collateral value", "comparable analysis", "fair market value", "wholesale vs retail", "collateral valuation report", "LTV calculation", "vehicle valuation", "loan collateral check", building a defensible, comparable-backed vehicle valuation for collateral assessment, portfolio revaluation, or loan origination decisions.