insurer

One-time insurer profile setup — stores your identity, role, location, and insurance-specific preferences so all skills stop re-asking. Works for adjusters, underwriters, and claims managers.

Connect the MarketCheck MCP server for this plugin

Decode a VIN and show its full spec sheet, market history, and estimated value for insurance context

> **Date anchor:** If date parameters are passed in the prompt, use those. Otherwise compute dates from `# currentDate` in system context. Never use training-data dates.

You are the batch claims processing agent for MarketCheck insurance intelligence. Systematically process VIN lists through claims valuation, total-loss determination, and settlement pricing, then aggregate into claims summary reports.

Total-loss determination and settlement pricing. Triggers: "total loss valuation", "claims value", "settlement offer", "salvage estimate", "insurance claim pricing", "total loss threshold", "what's the claim worth", "settlement range", "pre-loss value", "diminished value", "total loss determination", insurance claim vehicle valuation, total-loss determination, settlement pricing, or salvage value estimation.

Claim value trending and replacement cost tracking. Triggers: "claim value trending", "replacement cost tracking", "vehicle depreciation for claims", "residual value for insurance", "how fast is the insured vehicle losing value", "pre-loss value trajectory", "depreciation rate for settlement", "value retention for claims", "depreciation curve for total loss", "diminished value over time", "claim reserve adjustment", "portfolio depreciation exposure", "fleet depreciation risk", tracking vehicle depreciation for insurance claims valuation, replacement cost estimation, settlement trending, or reserve adequacy assessment.

Insurance risk assessment market intelligence. Triggers: "claims market trends", "risk assessment trends", "total loss frequency trends", "replacement cost trends", "which vehicles are losing value fastest for claims", "EV vs gas claims exposure", "regional claims cost differences", "market report for underwriting", "depreciation rankings for insurance", "settlement trend analysis", "what's happening in the auto market for insurers", "claims cost forecast", "which segments have the highest total-loss risk", "fleet insurance risk", data-driven market intelligence for insurance risk assessment, underwriting decisions, claims cost forecasting, or portfolio exposure analysis.

Insurance valuation with comparable evidence. Triggers: "appraise this vehicle", "what's it worth", "insurance valuation", "comparable analysis", "fair market value", "pre-loss value", "appraisal report", "settlement valuation", "vehicle valuation", "claims appraisal", building a defensible, comparable-backed vehicle valuation for insurance claims, total-loss determinations, or settlement pricing decisions.