Household finance management powered by YNAB. Use when doing a monthly spending review, reconciling accounts, creating income/expense summaries, generating net worth statements, analyzing budget variances, preparing financial snapshots, planning for the next month, checking savings rate, reviewing cash flow, doing a month-end close, comparing budget vs actual spending, or any YNAB-related financial task. Also trigger for "how much did I spend", "am I on budget", "financial health check", or "what's my net worth".
npx claudepluginhub oliverames/ames-claude --plugin ames-standalone-skillsThis skill uses the workspace's default tool permissions.
Household finance management: monthly reviews, reconciliation, income/expense reporting, net worth tracking, and variance analysis.
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Provides demand forecasting, safety stock optimization, replenishment planning, and promotional lift estimation for multi-location retailers managing 300-800 SKUs.
Household finance management: monthly reviews, reconciliation, income/expense reporting, net worth tracking, and variance analysis.
f388de30-0c03-4628-a411-cff616b26bc6get_transactions, list_accounts, list_categories, get_month, etc.). Investment, property, and loan data is provided by the user directly.(Total Income - Total Spending) / Total Income x 100Pick the workflow that matches the user's request, then read the corresponding reference file:
| Request | Reference |
|---|---|
| Monthly spending review, month-end close, budget planning | references/monthly-close.md |
| Income vs expense summary, savings rate report | references/income-statement.md |
| Net worth statement, financial snapshot, cash flow | references/net-worth.md |
| Reconcile accounts against bank statements | references/reconciliation.md |
| Why was spending over/under budget, spending trends | references/variance-analysis.md |
If the request spans multiple workflows (e.g., "do my month-end review"), start with monthly-close.md — it references the others as sub-steps.
Track these across all workflows:
| Metric | Target |
|---|---|
| Savings rate | 20%+ |
| Fixed expense ratio | Under 50% of income |
| Debt-to-income ratio | Under 36% |
| Emergency fund coverage | 3-6 months |
| Credit card utilization | Under 30% |