From private-credit
Screen a CIM or teaser for credit fit: Pass / Pursue / More Info
npx claudepluginhub kd-alt20/private-credit-plugin<attached CIM or teaser># /private-credit:cim-screen Produces a credit fit assessment from a CIM, teaser, or lender presentation. Output: **Pass / Pursue / More Info** with supporting analysis. --- ## Trigger User invokes `/private-credit:cim-screen` with a CIM, teaser, or lender presentation attached or pasted. --- ## Required Context Before running the screen, Claude must know the firm's credit box. If not already provided, ask for: 1. **Structure mandate:** Senior only? Unitranche? Mezzanine? Second lien? 2. **Size range:** Minimum and maximum hold size (or EBITDA range) 3. **Excluded industries:** Tobac...
Produces a credit fit assessment from a CIM, teaser, or lender presentation. Output: Pass / Pursue / More Info with supporting analysis.
User invokes /private-credit:cim-screen with a CIM, teaser, or lender presentation attached or pasted.
Before running the screen, Claude must know the firm's credit box. If not already provided, ask for:
If the credit box has been established in a prior conversation or configuration, use it without re-asking.
Read the document end to end. Identify:
Check the opportunity against the firm's credit box for hard disqualifiers:
If any hard pass criteria are triggered, output PASS immediately with the specific reason. Do not continue the analysis.
Check for soft disqualifiers — items that are not formal mandate exclusions but pattern-match to known IC aversions:
If soft pass criteria are triggered, note them but continue the analysis. These influence the final recommendation but do not automatically result in a PASS.
Analyze the opportunity across these dimensions:
Business quality:
Financial profile (from whatever data is available):
Leverage and structure (if provided, or build back-of-envelope): If capital structure and leverage are provided in the CIM, analyze them directly. If not, build a quick back-of-envelope model:
Risk identification (at this stage):
| Recommendation | When to Use |
|---|---|
| PASS | Hard pass criteria triggered, OR the credit assessment reveals fundamental issues that make the opportunity unattractive regardless of terms (unsustainable leverage, structural mismatch with the firm's lending philosophy, critical business risk with no visible mitigant) |
| PURSUE | No hard or soft pass criteria triggered. Business quality, financial profile, and proposed leverage are within acceptable parameters. Risks are identifiable and appear mitigable. The opportunity fits the firm's credit box and appears attractive. |
| MORE INFO | Cannot make a definitive call with the information provided. This is the default for teasers (2-5 pages) where you can check hard criteria but cannot assess the full credit picture. For full CIMs, this applies only if 2-3 critical gating questions remain unanswered. |
Bias toward PURSUE or MORE INFO. Analysts should be biased toward learning more and spending time, not toward clearing opportunities quickly. Unless hard-no criteria are hit, lean toward continued evaluation.
Produce a 1-2 page narrative memo structured as follows:
What the business is, what the opportunity is, and the recommendation (Pass / Pursue / More Info) with the primary reason.
Business and financial merits identified from the CIM. Focus on characteristics that would resonate with a private credit IC: recurring revenue, strong margins, market leadership, low customer concentration, asset coverage, clear FCF generation.
Risks identified at this stage. Pair with mitigants where possible. Acknowledge where mitigants are unknown pending further diligence.
Back-of-envelope summary tying the merits and risks to actual numbers:
If PURSUE: What are the next steps? (management call, data room access, model build) If MORE INFO: What specific information is needed to make a decision? Frame these as specific asks to the broker or sponsor — not vague requests. If PASS: State the reason clearly. No further analysis needed.