/assess

Assess PCI DSS v4.0.1 compliance readiness

# PCI DSS Assessment

Evaluates readiness for PCI DSS v4.0.1 compliance.

## Arguments
- `$1` - Assessment type (optional: merchant, service-provider)
- `$2` - Merchant level (optional: 1, 2, 3, 4)

## Merchant Levels

| Level | Criteria | Validation |
|-------|----------|------------|
| 1 | >6M transactions/year | Annual ROC by QSA |
| 2 | 1-6M transactions/year | Annual SAQ |
| 3 | 20K-1M e-commerce transactions | Annual SAQ |
| 4 | <20K e-commerce or <1M other | Annual SAQ |

## Service Provider Levels

| Level | Criteria | Validation |
|-------|----------|------------|
| 1 | >300K trans...